Home/Industries/Insurance
AI receptionist employee for insurance agencies

The quote request called at 7pm. Your office was closed.

Quote requests, policy questions and claims calls arrive after the office closes. An AI receptionist employee for insurance agencies answers, asks the questions you wrote, and books time with a licensed agent. It never quotes a premium or binds a policy.

Pretend you were just in an accident.

An insurance agent taking a call at a desk with a laptop.
What the research shows

The missed call is the quote that goes to the next agency

Calls get missed, and a caller who cannot reach the agency does not wait. Shoppers compare several agencies, and real premium is at stake when they switch. The call itself was a few questions and a time on a licensed agent's calendar.

39%of inbound calls to insurance companies go unanswered.
3.5quotes the average auto insurance shopper now gets, a record high.
$3,200+median premium that moves to a new carrier when an auto customer switches.

Sources: Invoca (2023). J.D. Power 2026 U.S. Insurance Shopping Study. J.D. Power LIST report Q2 2026, via Insurance Business.

On the call

It asks what your agency would ask

You write the questions. It never quotes a premium, and it never binds a policy.

Line of business, renewal date, current carrier, and the household or the vehicles. Ava asks yours in your words, in English or Spanish, including after hours.

This is an insurance agency answering service for independent agencies. A caller who wants a quote is booked with a licensed agent before they hang up, with a text confirmation. A caller outside your rules is logged and flagged, so the morning is not spent on work you were never going to take.

An insurance answering service that only takes a message still leaves the quote until morning. This one books the appointment. Agencies get it as AI for insurance agents. Brokers get the same script as AI for insurance brokers. On the phone it is an insurance virtual assistant. The voice is one of our AI voice agents, and it never names a premium.

See it on your own number
Captured on the callLive

Caller

New quote request, first call
Captured

Line of business

Home and auto
Captured

Renewal date

Policy renews next month
Captured

Current carrier

Named, not a guess
Captured

Outside your rules

Asked for a premium on the call
Flag for you
Call booked with a licensed agentThursday at 10, confirmed by text
Claims and service

Claims and service calls, routed

A claim is not a quote. Ava takes the first notice of loss details you want, and routes the urgent ones. Ava never says a claim is covered.

It records what you asked for: who was involved, when it happened, the policy if the caller has it, and a number to reach them. It gives the carrier's claims number when you choose to publish it.

Urgent calls warm-transfer to your team during office hours. After hours, it sends a detailed message and the transcript.

Policy service questions, renewals and certificate of insurance requests follow the same rule. It collects what you specified and books time with a licensed agent, or logs the request for the morning. It does not bind a policy on any of these calls.

First notice of lossLive

Caller

Existing client, a claim
Captured

What happened

In the caller's words
Captured

When

Date and time, if they have them
Captured

Policy

The number, if they have it
Captured

Urgent

Someone is hurt, or the loss is happening now
Route now
Message sent, with the transcriptWarm transfer during office hours
Past the phone

The rest of the agency, once the phone is handled

Most agencies start with the phone, because that is the quote that leaves. These three are what they ask for next. Follow-up after the call is lead follow-up automation. We build AI solutions. Then we run them for you. Keeping it running is managed AI services.

AI Employees

The quote that went quiet

The texts and emails you approved, on the spacing you set, with a booking link to a licensed agent's calendar. It stops and hands the lead to a person when your rules say so.

AI Automation

From the call into your systems

The name, the line of business and the renewal date move into the CRM or agency management system you already run, without someone retyping them after the call.

AI Deployments

Your own documents, answerable

Coverage notes and the documents you keep, searchable in plain English, with the answer pointed back at the file. It does not quote a premium from them.

Straight answers

What agencies ask before handing over the phone

If yours is not here, ask it on the walkthrough. You will get a straight answer, including when the answer is that we are not the right fit.

Can an AI receptionist employee answer calls for my insurance agency after hours?

Yes. After hours, overflow or every call, your choice, including nights, weekends and renewal season spikes.

Will it quote premiums or bind coverage?

No. It collects the details you specify for a quote and books time with a licensed agent. It never quotes a price or binds a policy.

What happens when a client calls about a claim?

It takes the details you want, gives the carrier's claims number if you choose, and warm-transfers urgent calls during office hours or sends you a detailed message after them.

Does it work with my agency management system?

Caller details and transcripts can move into the CRM or AMS you already use, so no one retypes them.

How fast can it be answering our phones?

72 hours from kickoff. You approve every word of the script before it takes a call. English and Spanish included.

Talk to us

Tell us what your phone is doing

How many calls a day, who picks up now, and what happens to the quote requests that arrive after you close. That is enough for us to tell you whether this is worth doing.

If it is, you get a flat number on the call. If it is not, you will hear that instead of a proposal.

Based in
San Diego, CA

Goes straight to the founder's inbox. No lists, no spam. You will hear back the same day.